The nitrate ion NO−13 is composed of one nitrogen atoms and three oxygen atoms arranged with an imbalance of one extra electron.
The phosphate ion PO−34 is composed of one phosphate ion and four oxygen atoms arranges with an imbalance of three extra electrons.
Most polyatomic ions are negative with the main exceptions being NH+14 and H3O+1. The ammonium ion which is composed of one nitrogen and 4 hydrogen with an imbalance of one less electron. The hydronium ion is created when water takes on a dissociated H+ ion in an acid solution.
Monatomic ions are single atoms with a positive or negative charge like Calcium Ca+2 having two less electrons and Chloride Cl−1 having one more electron.